4.12
-0.14 (-3.3%)
4.12
Current Value
4.80
Period High
0.87
Period Low
3.25
Period Average

10-Year Treasury Rate | Bond Market Benchmark Trend

10-Year Treasury Rate | Bond Market Benchmark Historical Data

2021-08-01 1.28
2021-09-01 1.37
2021-10-01 1.58
2021-11-01 1.56
2021-12-01 1.47
2022-01-01 1.76
2022-02-01 1.93
2022-03-01 2.13
2022-04-01 2.75
2022-05-01 2.90
2022-06-01 3.14
2022-07-01 2.90
2022-08-01 2.90
2022-09-01 3.52
2022-10-01 3.98
2022-11-01 3.89
2022-12-01 3.62
2023-01-01 3.53
2023-02-01 3.75
2023-03-01 3.66
2023-04-01 3.46
2023-05-01 3.57
2023-06-01 3.75
2023-07-01 3.90
2023-08-01 4.17
2023-09-01 4.38
2023-10-01 4.80
2023-11-01 4.50
2023-12-01 4.02
2024-01-01 4.06
2024-02-01 4.21
2024-03-01 4.21
2024-04-01 4.54
2024-05-01 4.48
2024-06-01 4.31
2024-07-01 4.25
2024-08-01 3.87
2024-09-01 3.72
2024-10-01 4.10
2024-11-01 4.36
2024-12-01 4.39
2025-01-01 4.63
2025-02-01 4.45
2025-03-01 4.28
2025-04-01 4.28
2025-05-01 4.42
2025-06-01 4.38
2025-07-01 4.39
2025-08-01 4.26
2025-09-01 4.12
Showing 50 entries (limited to 50 most recent)

About This Data

Market yield on 10-year U.S. Treasury securities at constant maturity, quoted on investment basis. The benchmark long-term interest rate.

Source: Board of Governors of the Federal Reserve System via Federal Reserve Economic Data (FRED)

Units: Percent

Frequency: Monthly, Not Seasonally Adjusted

Data Points: 59 observations

Date Range: 2020-10-14 to 2025-10-14

Economic Analysis

The 10-year Treasury yield is the global benchmark for long-term interest rates, influencing mortgage rates, corporate borrowing costs, and equity valuations. Rising yields indicate expectations of higher growth/inflation or tighter monetary policy. Inversely related to bond prices and often signals economic cycle changes. Critical for asset allocation decisions.

Trading & Investment Context

The 10-year yield is the global benchmark for risk pricing and asset allocation. Rising yields above 4.5% typically pressure growth stocks and REITs while supporting financials. Falling below 3.5% signals economic concerns and flight-to-quality demand. The 10-year drives mortgage rates, affecting housing stocks. Traders use yield levels for sector rotation and duration positioning across global markets.

Last updated: October 14, 2025 at 8:41 PM UTC