Federal Reserve Economic Data | Series: MORTGAGE15US
| 2024-10-31 | 5.99 |
| 2024-11-07 | 6.00 |
| 2024-11-14 | 5.99 |
| 2024-11-21 | 6.02 |
| 2024-11-27 | 6.10 |
| 2024-12-05 | 5.96 |
| 2024-12-12 | 5.84 |
| 2024-12-19 | 5.92 |
| 2024-12-26 | 6.00 |
| 2025-01-02 | 6.13 |
| 2025-01-09 | 6.14 |
| 2025-01-16 | 6.27 |
| 2025-01-23 | 6.16 |
| 2025-01-30 | 6.12 |
| 2025-02-06 | 6.05 |
| 2025-02-13 | 6.09 |
| 2025-02-20 | 6.04 |
| 2025-02-27 | 5.94 |
| 2025-03-06 | 5.79 |
| 2025-03-13 | 5.80 |
| 2025-03-20 | 5.83 |
| 2025-03-27 | 5.89 |
| 2025-04-03 | 5.82 |
| 2025-04-10 | 5.82 |
| 2025-04-17 | 6.03 |
| 2025-04-24 | 5.94 |
| 2025-05-01 | 5.92 |
| 2025-05-08 | 5.89 |
| 2025-05-15 | 5.92 |
| 2025-05-22 | 6.01 |
| 2025-05-29 | 6.03 |
| 2025-06-05 | 5.99 |
| 2025-06-12 | 5.97 |
| 2025-06-18 | 5.96 |
| 2025-06-26 | 5.89 |
| 2025-07-03 | 5.80 |
| 2025-07-10 | 5.86 |
| 2025-07-17 | 5.92 |
| 2025-07-24 | 5.87 |
| 2025-07-31 | 5.85 |
| 2025-08-07 | 5.75 |
| 2025-08-14 | 5.71 |
| 2025-08-21 | 5.69 |
| 2025-08-28 | 5.69 |
| 2025-09-04 | 5.60 |
| 2025-09-11 | 5.50 |
| 2025-09-18 | 5.41 |
| 2025-09-25 | 5.49 |
| 2025-10-02 | 5.55 |
| 2025-10-09 | 5.53 |
15-year fixed rate mortgage average in the United States, based on Freddie Mac Primary Mortgage Market Survey, reported weekly.
Source: Freddie Mac via Federal Reserve Economic Data (FRED)
Units: Percent
Frequency: Weekly, Ending Thursday, Not Seasonally Adjusted
Data Points: 261 observations
Date Range: 2020-10-14 to 2025-10-14
15-year mortgage rates typically run 0.25-0.75% below 30-year rates, offering faster equity building and lower total interest costs. Rising rates reduce housing affordability and slow home sales. Closely correlated with Treasury yields but includes credit spreads. Critical for housing market analysis and refinancing activity assessment.
Mortgage rate movements directly impact housing demand and homebuilder stocks. Rates above 5% historically slow home sales significantly, pressuring housing-related sectors. The spread between 15-year and 10-year Treasury yields indicates credit conditions and refinancing activity. Real estate investment strategies depend heavily on mortgage rate trends and their impact on property valuations.